| Long
term care insurance pre-existing conditions are medical
conditions or ailments, which you have previously received
medical advice or treatment prior to purchasing a long
term care insurance policy . Pre-existing condition
definitions and long term care insurance coverage varies by
company.
Some
companies will not provide long term care coverage
at all. Others will limit the benefit period, while
some companies will not provide long term care insurance coverage
for a certain period.
Most
insurance companies will not offer long term care insurance
to individuals already inflicted with illnesses such as Alzheimer's
disease, Parkinson's disease, multiple sclerosis or AIDS.
Walker and wheelchair use will prevent coverage, as well.
Long
term care insurance policies should have no more than a six-month
pre-existing condition clause. After that, all medical
ailments should be covered.
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